Terms of Service

Last updated: February 2026

Welcome to this publication operated by Ignacio García.

By accessing or subscribing to this Substack publication, you agree to the following terms.

1. Informational Purpose

All content provided in this publication is for informational and educational purposes only.

Nothing published here constitutes:

• Investment advice

• Financial advice

• Legal or tax advice

• An offer or solicitation to buy or sell securities

• A recommendation to enter into any transaction

Readers are responsible for conducting their own independent analysis and consulting their own professional advisers before making any investment decisions.

2. No Advisory Relationship

Subscription to this publication does not create:

• An investment advisory relationship

• A fiduciary relationship

• A client relationship

Any advisory services, if applicable, are governed by separate written agreements.

3. Forward-Looking Statements

Certain content may include forward-looking views or strategic perspectives. These reflect personal opinions at the time of writing and may change without notice.

There is no guarantee of future performance.

Past performance is not indicative of future results.

4. Intellectual Property

All written content is the intellectual property of Ignacio García unless otherwise stated.

Reproduction, redistribution, or commercial use without written permission is prohibited.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Ignacio García shall not be liable for any loss arising directly or indirectly from reliance on the content of this publication.

6. Governing Law

These terms shall be governed by applicable laws in the relevant jurisdiction of operation.